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Cash Credit


Cash Credit

Cash Credit is an innovative non-banking financial institution with business model based on use of high technology and innovative solutions to deliver the best on market quality of service to its partners. Cash Credit allows Mobile network operators to provide to their subscribers microlenidng services through all their distribution channels. We are the first company to offer such integrated partnership between Mobile network operator and micro-lending institution.

Cash Credit operates successfully on the Bulgarian market in partnership with Mtel. The telecom offers fast, credits without collateral to its customers under the brand name Mtel Cash.

Cash Credit uses an innovative scoring and decision approach which is based on social, demographic and behavioral parameters, derived from data of the Mobile Network Operator, from public and private registers.

In Cash Credit Information Technologies are considered as the main driver of growth both in terms of customer numbers and geographies. We have built from scratch and continue developing a Private Cloud Based Crediting System to allow our partners to offer to their end-customers flexible and easy to operate crediting services. CashCredit has bold plans for international rollout.

Cash Credit is licensed as non-banking financial institution by the Bulgarian National Bank and follows the principles of responsible lending:

  • We provide a standardized explanation about the credit on offer
  • We look at the customer’s income and debt history and offer a credit that we feel he or she can repay
  • We check credit worthiness before offering a credit
  • We allow one credit at a time
  • We provide a clear repayment schedule
  • There are no hidden fees or charges
  • Our customers can always make partial or full early repayments with no penalties.


Cash Credit Mobile

115 G Tsarigradsko chausse Blvd., Business Center Megapark, building C, floor 7, Sofia 1784, Bulgaria